1. Introduction

Welcome to Executive Losers ("EL"). By accessing or using our website, platform, and mobile applications, or any other digital services (collectively, the "Services"), you agree to comply with and be bound by these Terms and Conditions ("Terms"). Please read these Terms carefully before using our Services.

2. Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent and warrant that you are of legal age to form a binding contract and that you are not barred from using the Services under any applicable law.

3. Membership and Accounts

Account Creation: To access certain features of the Services, you must create an account. You agree to provide accurate and complete information during the registration process and to update such information as needed.

Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

Membership Types: Executive Losers offers various membership tiers with different levels of access and benefits. Details of each membership type, including pricing and benefits, are available on our website.

4. Services

Content: The Services include a variety of content, including but not limited to wellness programs, virtual workout sessions, community forums, and educational materials. All content is provided for informational purposes only and is not a substitute for professional medical advice, diagnosis, or treatment.

Community Interaction: By participating in our community forums and group discussions, you agree to conduct yourself in a respectful manner. Harassment, discrimination, or other inappropriate behavior will not be tolerated and may result in account suspension or termination.

5. Payments and Subscriptions

Payment Terms: By purchasing a membership or any other paid services, you agree to pay the applicable fees as described at the time of purchase. All payments are non-refundable, except as otherwise stated in these Terms or required by law.

Auto-Renewal: Your membership may automatically renew at the end of each term unless you cancel your subscription before the renewal date. You can manage your subscription settings through your account dashboard.

Cancellation: You may cancel your membership at any time. Upon cancellation, you will continue to have access to the Services until the end of your current billing period.

6. Intellectual Property

Ownership: All content, including text, graphics, logos, and software, is the property of Executive Losers or its licensors and is protected by copyright, trademark, and other intellectual property laws.

License: Subject to your compliance with these Terms, Executive Losers grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your personal, non-commercial use.

Restrictions: You agree not to reproduce, distribute, modify, or create derivative works based on the Services or any content provided through the Services without our express written permission.

7. User Content

Submissions: By submitting any content, including comments, posts, or feedback, you grant Executive Losers a worldwide, perpetual, irrevocable, royalty-free, and transferable license to use, reproduce, distribute, and display such content in connection with the Services.

Responsibility: You are solely responsible for the content you submit and for ensuring that it does not violate any third-party rights, including intellectual property rights, or applicable laws.

8. Privacy Policy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and disclose information about our users.

9. Limitation of Liability

To the fullest extent permitted by law, Executive Losers, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Services.

10. Indemnification

You agree to indemnify, defend, and hold harmless Executive Losers and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with your use of the Services or your violation of these Terms.

11. Governing Law

These Terms and your use of the Services are governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles.

12. Changes to Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email or through the Services. Your continued use of the Services after the changes take effect constitutes your acceptance of the revised Terms.

13. Contact Us

If you have any questions or concerns about these Terms, please contact us at: [email protected]

By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.